Karma is the Hindu idea that actions, both good and bad, have consequences for a person’s character and fate.

Human beings must learn a lesson.  They are not in this life to sit in the lap of luxury.  It is a challenge, a test.  They can only grow through suffering.  I too can only grow through suffering.  The main suffering is through the consequences of their own actions.  That is the most intense suffering, the kind of suffering that leads to suicide.